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Renters Insurance

Acquiring renters insurance is a smart move. Renters insurance helps protect yourself and your belongings if you experience a sudden catastrophe.

What is renters Insurance?

Renters’ insurance, or tenants’ insurance, is an insurance policy that provides similar benefits of a homeowners’ insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.

What is covered by renters Insurance?

Common items include:

Electronics and appliances
Furniture and clothing
Extra expenses if property is uninhabitable
Accidental damage to someone else’s property
Medical expenses and/or legal fees if someone is injured on your Property

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The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

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